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NEW JERSEY WATER BANK

SHORT-TERM LOAN PROGRAM
.50% APR

11/01/2024     11/30/2024
only on dollars drawn.

INTEREST RATE CREDIT
.20% APR
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OUR MISSION

The New Jersey Infrastructure Bank is an independent State Financing Authority responsible for providing and administering low interest rate loans to qualified municipalities, counties, regional authorities, and water purveyors in New Jersey for the purpose of financing water quality infrastructure projects that enhance ground and surface water resources, ensure the safety of drinking water supplies, protect the public health and make possible responsible and sustainable economic development.

"We replaced all our lead service lines in Newark by strategizing with Water Bank Staff to maximize Principal Forgiveness."
Kareem K. Adeem, Director
City of Newark, Department of Water & Sewer Utilities
The New Jersey Water Bank provides low cost State funds and assistance for water infrastructure projects.
Thanks to a combination of low interest rates and other cost saving features, the Financing Program has saved New Jersey ratepayers and taxpayers over $2.58 billion.

RECENT ARTICLES View all

November 13th, 2024 NJWB

PVSC SLUDGE STORAGE IMPROVEMENTS

The Passaic Valley Sewerage Commission ("PVSC") recently completed improvements that are being financed with approximately $6 million in loans from th...

Read More

November 6th, 2024 NJWB

JERSEY CITY MUA PHASE 3 AND 4 SEWER IMPROVEMENTS

The Jersey City Municipal Utilities Authority ("JCMUA") recently completed clean water improvements that are being funded with approximately $35.7 mil...

Read More

November 6th, 2024 NJWB

PENNSVILLE TOWNSHIP SA FORCE MAIN REPLACEMENT

The Pennsville Sewerage Authority ("PSA" or "Authority") recently completed pump station improvements that are being financed with $745,917 in loans f...

Read More

OUR SERVICES

FINANCIAL HELP
FUNDING
FINANCE
NEWS

FUN FACTS

TOTAL LOANS:

More than
$7,622,000,000
since 1987

TOTAL SAVINGS:

Ratepayers have saved
$2,759,103,290
since 1987

ESTABLISHED:

Serving NJ's water infrastructure for
34 years

SYSTEMS SERVED:

317
Water systems

CURRENT DEMAND:

372
Applicants in SFY 2018 requesting
$3,430,000,000

INTEREST GRANTS:

Avg H2LOans borrower saves over
$500,000
in interest expense per
$1,000,000
borrowed

SIMPLE STATS

1,416 LOANS PROVIDED

1,666 PROJECTS CONSTRUCTED

71.61% CLEAN WATER PROJECTS

28.39% DRINKING WATER PROJECTS

HELPFUL LINKS

CONTACT US

Have a question? Want more information?
Send us an email. Give us a call. We'd love to hear from you!

General Information

Borrower Audit Report Submission

NJ Water Bank

Technical Support for H2Loans

Phone Numbers
NJIB

609-219-8600

NJ Water Bank

609-219-8601

Address

3131 Princeton Pike
Building 4 Suite 216
Lawrenceville, NJ 08648

LOCATION

3131 Princeton Pike, Building 4 Suite 216
Lawrenceville NJ, 08648 T. 609 219 8600

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